Last updated: May 2026
Privacy Summary
We respect your privacy and are committed to protecting your personal information. Here’s a simple overview of how we handle your data:
1. About APOD
APOD is operated by Everyday Savers Pty Ltd, trading as APOD. Everyday Savers Pty Ltd is a for-purpose organisation focused on supporting the financial wellbeing of Defence and First Responder communities.
In this Privacy Policy, “APOD”, “we”, “us” and “our” refer to Everyday Savers Pty Ltd and its related entities, but exclude APOD Community Ltd.
APOD supports current and former members of the Australian Defence Force and their families, and First Responders, including police, fire, emergency services and ambulance personnel, and their spouses or partners, by improving financial wellbeing through everyday savings, meaningful offers and community support.
APOD Community Ltd is a separate registered charity that delivers programs and initiatives supporting Defence and First Responder communities and may receive donations to support these programs and initiatives.
APOD Community Ltd operates independently of Everyday Savers Pty Ltd. Where services or programs are provided by APOD Community Ltd, seperate terms may apply.
Everyday Savers Pty Ltd is responsible for the operation of APOD and for handling personal information in accordance with this Privacy Policy.
2. What information we collect
We collect personal information that is reasonably necessary to provide our services.
Personal information
Eligibility and verification information
Account and transaction information
Donations
If you make a donation to APOD Community Ltd, we may collect:
Technical and usage information
Communications and preferences
3. How we collect information
Directly from you
Automatically
From third parties
4. Why we collect your information
We collect and use your personal information where it is reasonably necessary to provide our services, or where required or authorised by law.
We use your information to:
If you do not provide certain information, we may not be able to provide some or all of our services.
5. How we use your information
We use your information in a way that is fair, lawful and consistent with this Privacy Policy.
This includes:
6. Disclosure of your information
We may share your information with trusted third parties where necessary, including:
We only disclose the minimum information required and do not sell your personal information.
We may also disclose information where required or authorised by law.
7. Overseas disclosure
Some service providers may be located outside Australia. We take reasonable steps to ensure that overseas recipients handle personal information in accordance with Australian privacy laws.
8. Direct marketing
We may send you communications about:
You can opt out at any time by:
9. Cookies and tracking
We use cookies and similar technologies to:
You can manage cookies through your browser settings.
10. Data security
We take reasonable steps to protect your personal information from misuse, interference, loss, unauthorised access, modification or disclosure.
11. Data retention
We retain personal information only for as long as necessary to:
12. Access and correction
You may:
We may require identity verification before processing your request.
We will respond to requests within a reasonable period.
13. Complaints
If you have a concern about how your information has been handled, please contact us.
We will:
If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC).
14. Data breaches
If a data breach is likely to result in serious harm, we will:
We will comply with applicable data breach notification obligations under Australian law.
15. Changes to this policy
We may update this Privacy Policy from time to time.
The latest version will always be available on our website.
16. Contact us
If you have any questions about this Privacy Policy, please contact us:
APOD
Email: customerservice@apod.com.au
Website: https://apod.com.au